Welcome to Based Loans
DeFi's pawn shop. Instant USDC loans, zero liquidations, fixed terms.
Based Loans is a zero-liquidation lending protocol built on Base.
Deposit tokens as collateral, receive a USDC loan for a fixed term. Buy back your collateral at any time before it expires. No margin calls. No forced selling. No surprises.
Explore Based Loans
Learn how the protocol works, how loans are created, and how lenders participate in the system.